Appleton Mortgages and the Financial Conduct Authority (FCA)
Appleton Mortgages is a trading style of UMARI Finance Group Limited.
UMARI Finance Group Limited is authorised and regulated by the Financial Conduct Authority (FCA) under Firm Reference Number (FRN) 994960.
As a trading style of UMARI Finance Group Limited, Appleton Mortgages provides mortgage and protection advice under this FCA authorisation and is committed to meeting the standards required by the Financial Conduct Authority.
Our Current FCA Registration
Our current authorised firm is:
UMARI Finance Group Limited
Financial Conduct Authority Firm Reference Number (FRN): 994960
Consumers can verify our authorisation by searching the FCA Register for either:
- UMARI Finance Group Limited
- Firm Reference Number 994960
Why Does an Older FCA Register Entry Appear?
If you search online for Appleton Mortgages FCA, you may find an older FCA Register entry stating that Appleton Mortgages is “no longer registered” as an Appointed Representative.
This relates to a previous regulatory arrangement and is a historical FCA Register record.
The FCA retains historical records on its Register even after a firm’s regulatory status changes. This helps maintain transparency and provides an accurate regulatory history.
That historical record does not represent our current regulatory status.
Today, Appleton Mortgages operates as a trading style of UMARI Finance Group Limited, which is authorised and regulated by the FCA.
What Is a Trading Style?
A trading style is a brand name used by an authorised business.
Appleton Mortgages is the trading name under which mortgage and protection advice is provided by UMARI Finance Group Limited.
This means our advice is delivered under the FCA authorisation held by UMARI Finance Group Limited.
Our Commitment to Clients
Whether you are purchasing your first home, moving house, remortgaging or arranging protection, you can be confident that our advice is provided under the FCA regulatory framework.
We are committed to:
- Treating customers fairly
- Providing clear and transparent advice
- Recommending suitable mortgage and protection solutions
- Meeting all applicable FCA regulatory requirements
Frequently Asked Questions
Is Appleton Mortgages FCA authorised?
Appleton Mortgages is a trading style of UMARI Finance Group Limited, which is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 994960.
Why does Google show “no longer registered”?
Google may display a historical FCA Register entry relating to a previous regulatory structure.
The FCA retains historical records even when firms change their regulatory arrangements.
Our current regulatory status is through UMARI Finance Group Limited (FRN 994960).
How can I verify your FCA registration?
You can verify our current authorisation by searching the FCA Register for:
- UMARI Finance Group Limited
- Firm Reference Number 994960
Contact Appleton Mortgages
If you have any questions about our regulatory status or the services we provide, please contact our team.
We’re always happy to explain our current FCA authorisation and answer any questions regarding our regulatory arrangements.