Yes. Being self-employed doesn’t automatically make getting a mortgage difficult.
The key is finding a lender whose criteria fit the way you earn your income.
Depending on your business structure and circumstances, a lender might consider:
- Salary and dividends
- Taxable income
- Company profits
- Your share of business profits
- Your recent trading history
Different lenders can approach self-employed income differently.
If you’re a company director, sole trader, contractor or otherwise self-employed in Harlow, Appleton Mortgages can review your circumstances and help identify lenders whose criteria may be suitable.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Mortgage availability and rates are subject to individual circumstances, affordability, lender criteria and change. The information in this article is for general information purposes and should not be considered personalised mortgage advice.